People Also Ask Car Insurance Rates Questions

What is a good rate to pay for car insurance?

How much is car insurance per month? Car insurance on average is $79.83 per month in low-cost states, $105.36 per month in medium-cost states, and $157.27 per month in high-cost states. Note that it's often cheaper to pay for your policy in full rather than monthly.

Is $100 a month cheap for car insurance?

Nationwide, the average cost of car insurance is $177 per month for full coverage and $100 for liability-only insurance, according to Insurify data. But your costs may be more or less than average, based on factors like: Your driving record (past car accidents, speeding tickets, DUIs, and citations) Age and gender.

How much is a good rate for car insurance?

Car insurance on average is $79.83 per month in low-cost states, $105.36 per month in medium-cost states, and $157.27 per month in high-cost states. Note that it's often cheaper to pay for your policy in full rather than monthly.

Why is my insurance $1000 a month?

Car accidents and traffic violations are common explanations for an insurance rate increase, but other reasons why your car insurance rate can go up include changing your address, adding a new vehicle or driver, increases to claims in your ZIP code, and increases to car repair/replacement cost.

Is insurance $500 a month?

A $500 monthly car insurance premium is more than double the 2025 national average of $209 for full coverage. Drivers most likely to pay $500 or more include teens, those with poor driving records, owners of luxury vehicles, and residents of high-cost states like Louisiana and Florida.

Why is my insurance 1000 a month?

Car accidents and traffic violations are common explanations for an insurance rate increase, but other reasons why your car insurance rate can go up include changing your address, adding a new vehicle or driver, increases to claims in your ZIP code, and increases to car repair/replacement cost.

Is $500 a month a lot for insurance?

A $500 monthly car insurance premium is more than double the 2025 national average of $209 for full coverage. Drivers most likely to pay $500 or more include teens, those with poor driving records, owners of luxury vehicles, and residents of high-cost states like Louisiana and Florida.

Is $100 a month for insurance a lot?

While $100 may seem like a manageable monthly expense, it's essential to consider your overall budget. Evaluate how car insurance fits into your financial picture. If $100 feels like a strain, it might be worth exploring ways to reduce your premium or seeking discounts offered by insurers.

What is a good low cost car insurance?

The best, cheapest, and most widely available car insurance companies are State Farm, Allstate, and USAA, according to Insurify data. State Farm is the largest U.S. auto insurer by market share, according to the National Association of Insurance Commissioners.

Who has the cheapest car insurance in the USA?

Westfield Insurance is the No. 1 cheapest car insurance for most drivers, according to our research. The company offers minimum coverage at an average monthly cost of $35. The cheapest full coverage car insurance is Rural Mutual with average premiums of $141 per month.